Painting carries deceptively real risks — overspray drifting onto a neighbor's car, a ladder fall, spilled paint on finished flooring. Business insurance keeps these common incidents from becoming out-of-pocket losses for painters.
General liability is the core policy, covering third-party property damage and bodily injury. Most commercial and residential contracts require at least $1 million per occurrence before you start.
If you employ a crew, California requires workers' comp to cover injuries from falls, fumes, and repetitive strain, while protecting your business from injury lawsuits.
Sprayers, ladders, scaffolding, and compressors represent a meaningful investment. Tools and equipment coverage replaces them fast when they're stolen or damaged so you're never off the job.
A broker who understands the painting trade can right-size your coverage to your jobs. Request a free quote and paint with confidence.
