Plumbing carries a unique exposure: water. A faulty connection, a missed leak, or a failed repair can cause extensive property damage long after you've left the job site. That's where general liability coverage earns its keep for plumbers.
General liability covers third-party property damage and bodily injury — the flooded floor, the ruined drywall, the client who slips near your work area. Most contracts require $1 million per occurrence at minimum.
If you employ apprentices or a service crew, workers' comp is required in California and protects both your team and your business when an on-the-job injury happens.
Your service van, tools, and stocked parts are also worth insuring. Commercial auto covers the vehicle and liability on the road, while tools and equipment coverage replaces stolen or damaged gear so you're never stuck off the job.
A broker who knows the plumbing trade can build a package that reflects your real risks — not a generic template. Request a free quote and protect your business against the claims plumbers see most.
