Landscaping looks low-risk until a mower throws a rock through a window, a crew cuts an irrigation or utility line, or an employee is injured by equipment. Business insurance protects landscapers from exactly these everyday exposures.

General liability covers third-party property damage and bodily injury — the broken window, the damaged sprinkler system, the client hurt near your work. Most commercial and HOA contracts require proof of it.

If you run a crew, California requires workers' comp, which covers injuries from equipment, heat, and heavy lifting while protecting your business from lawsuits.

Your mowers, trimmers, trailers, and trucks are the backbone of the business. Commercial auto and equipment coverage keep you working after theft, an accident, or damaged gear.

An agent can tailor a landscaping package to your services and crew size. Request a quote and keep your business protected season after season.